Timing
Every subscription decision is free, right up until it is not
Before the charge, cancelling costs nothing. After it, you are into someone else's refund policy, and that is a different conversation with a worse ending.
Why this is the whole game
Almost everything in this subject reduces to which side of the charge you are standing on. A notification from your bank is a receipt; it arrives when the decision has already been made for you.
What moves the moment earlier
- Sends a reminder 1–3 days before each charge it has a date for, by e-mail and push
- Warns you before a free trial turns into a paid plan
With the honest qualifier attached: a reminder needs a date, and an entry without one gets no reminder until the date is added.
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